Interview on the importance of home business ownership to a Zambian


A third and final year social worker  student interviewed  me on the importance of owning a home. Below is a text of our  interviews.

In this interview, I will share with you the benefits/importance of owning a home.

I will break these benefits into  the following sub headings:

  • Universal dream for any Zambian
  • Future investment
  • Security and social gratification
  • Parenting
  • Incentive for educational achievement
  • Health and wellbeing motivator
  • Civic participation

Universal dream

Home ownership holds a special place in Zambian Psyche. Buying a home is a very important goal, it is a universal dream for any progressive and ambitious person, not only in Zambian community, but every person living on earth.

Investment

Owning a home is a big investment that Zambian makes. In fact Zambians strive to build/buy homes from their own savings without relying on mortgages from the banks in our home country. Owning a home here is even much easier because we have opportunities to borrow from the banks. This is viewed as a good debt, because it allows us to avoid paying what we call, “dead rent” to land lords and when you leave or die, you have nothing to leave for your children. This is why we are motivated to buy our own homes as we perceive it as a form of enforced saving which appreciates over time.

Security and social gratification

A material home represents a strong expression of security where one can boast of a piece of land with a garden as his own, to which one can withdraw, in which we can enjoy with our family, friends and into which a stranger can come against our will.

A home ownership provides a Zambian with a sense of physical and emotional security and safety. Where ever you go, you can come back to a home, “home sweet home!” It’s a personal space for us! Owning a home gives us the power, achievement and control over our environment we live in. It gives us the sense of control and authority.

On the social gratification, home ownership provides   a sense of belonging and acceptance. People who do not have their own homes are viewed as lazy, homeless, unproductive and have no place in Zambian society. Therefore owning a home enhances the sense of connection with broader community. And this provides social stability, economic reliability and community assurance, individual aspiration for independence and future security.

Home ownership and parenting

A stable home environment provides a good parenting. It is a well-known fact that owning a home encourages parents get involved in school activities, for example there is a tendency of reading to children, there is control of children’s TV time and imparting good behaviours within the home and in the neighbourhood. This enhances positive children outcome!

Education and achievement

When we migrated to New Zealand, our main motivation was to have our children receive a better education and be responsible for their future. So when buying a home, we look at the neighborhood if it can support and contribute to our children’s’ education. So we undertake a financial commitment to buy a house in a good area, free of crimes, violent behaviors and other vices. We also want to transfer financial commitment and behaviors to our children so that they will grow into responsible children in future.

With this in mine, home ownership provides good educational outcome for our children in that it reduces teenager pregnancies, bad behaviors because of the available quality of life maintained by home owners.

Health and well-being

Zambians always look at home ownership as a special place for retirement. So we buy houses so that one day when we retire, we want to be in our own place which is familiar to us, where we feel in control of ourselves rather than being pushed by the land lords. As mentioned earlier on in this article, we develop interrelationships with our neighbors and government agencies, we therefore want to be in a familiar environment where they know us and when we need help, it is readily available. This gives the peace of mind and enhances the health and well being status as opposed to renting a home in advanced age. There is no security and not possible to make modification. Culturally, Zambian believes that it is more honorable to die in your own home than in a rental house. This gives us Zambian the desire to buy our own home.

Civic Participation

Owning a home provides us with the opportunity to get involved and participate in community activities such as, elections, neighborhood watch, garden competitions, and community projects. We develop group network where we exchange ideas and skills, hence building lasting interpersonal relationships.

Conclusion

Owning a home gives us individual autonomy; accumulate wealth and social status which in turn brings social, economic, family and civic outcomes.

Home ownership provides educational performance of our children, encourages participation in civic and voluntary activities. It also enhances and improves health care outcomes.

Home ownership reduces crimes rates in communities and people become less dependency on welfare income from the government.

Home ownership comes with pride and sense of belonging in the community because there is financial stake in good neighborhood. Therefore, there are more social benefits in owning a house than renting one for life.

I have even gone further in  owning a  travel membership for life where I can go for  holiday as many times as I  can at a reduced price. There are no added  fees, once you buy the  membership it is for life and there  are  also financial benefits if you share it with  friends and work mates.

Get your membership right here, it takes a few minutes to complete and very secure

How to raise kids to become entreprenuers

How to raise kids to become entrepreneurs

 

0

SPECIAL AUDIO BROADCAST: “The Keys To Creation”

“The Keys To Creation”
.How To Rapidly Create (and Command) A Life of
Wealth, Prosperity, Freedom and PASSION.

Access By Clicking Here At 9pm EDT (April 25th, 2016)
David will be exposing a series unknown truths
most high achievers hold close… which are the
keys to opening your life to complete abundance.

You’ll witness David take an unorthodox view of
success and reveal the real secrets behind 99% of
online (and offline) success — the INNER GAME of
wealth and rapid lifestyle shifts, and the strategies
used by A-Players (mostly in private — but he’s
bringing these strategies to light).

You’ll be gaining special access to exactly what’s
working NOW and more importantly, what is NOT
(so you don’t have to make the same mistakes).

And come tonight, this wealth creation formula will
be all yours – to do with – and act on – as you please.

Only question is… “Will you be there?”

It’s completely FREE.

It’s raw.

It’s uncut.

And it’s going to get you to where you need to be. 

Now – it’s your move.

Click here at 9pm EDT Tonight to get front-row
access to the KEYS TO CREATION!

It’s a one-time special audio broadcast that
you need to hear to understand.

==> here is your link.  Keep it close by.

Charles
0

My #1 Software Recommendation

I recently subscribed to Justin Glover and Brenda Gagne’s newsletter because of the  value they provide to people working online. Yesterday they recorded a great podcast answering a question that came in from someone who wanted to bring their offline business online, and they were confused as to where to start and how to actually do it…

It’s such a broad question, but one that SO many people ask about.

It a great question though because if you don’t have a plan, and the tools necessary, you can spend months, even years wondering around online working really hard… but at the end of it all, you’re not any closer to getting ahead then you were when you started…

Can you relate at all to this scenario?

Well, growing your business on the internet is a process, but there is one software that can REALLY help make it easier.

And we’re all about making things easier and more effective around here!

I have  and I am learning  alot  from these  guys especially  how to grow my business faster  without difficulties…

And at the end of the day, it’s the TECH side of all of this that really makes people pull their hair out.

Which is why ClickFunnels is my #1 recommendation for anyone who wants to sell online.

Why?

In a nutshell – there’s no other software out there that allows you to create any type of website you want, with the ability to CUSTOMIZE it any way you want – that’s actually USER FRIENDLY!

We personally know Russell Brunson, (the creator of ClickFunnels) he’s an excellent internet marketer.

The fact that he’s made millions online in a bunch of different niches, yet has NO IDEA how to put a video on his blog is crazy and brilliant at the same time…

(He hired people to do all his tech stuff, so he can focus on actually being an awesome marketer – there’s a great lesson in that)

The reason I share that little tid-bit about him is because he had his people create Clickfunnels from scratch solely for the purpose of him having the ability to create marketing funnels easily (without knowing ANY website building skills)

It’s grown over the last year to a hefty platform that we use not only for ourselves, but for all our clients to get started because they can get everything they want in one place, AND have the ability to use it without pulling their hair out!

Yes, it’s a great piece of software to help you make money, and it’s easy to use BUT – that’s not all..

It’s a MASSIVE TIME SAVER!

We’re all about productivity right?

You want to get more done in less time right?

When you have the capability to create complete marketing funnels with 1 click upsells, and automated timed emails and beautiful order forms all in one place, and NEVER have to link up anything or touch html code – that’s a HUGE time saver.

 

The things that we can do today with this software used to cost thousands of dollars to setup, and multiple hours to create… now it’s a click of a button and BAM it’s done!

 

If you’ve wanted to create your own marketing funnel that generates leads, makes sales and you haven’t created it yet, or you’re struggling to create it, I urge you to check out Clickfunnels.

You have 2 weeks to try if out for free, so that way you can see if you love it like we do!

 

Over the last few days I’ve learned  some of Justine & Brenda’s favorite resources to help me be more productive in my business…

 

They have  A LOT more that they have put together in their Entrepreneur Productivity Tool Kit that you can download for free anytime, BUT today I wanted  to show you the #1 software that every marketer needs  to use.

Make sure you are taking your business seriously and you are making the most out of every hour in your day…

 This tool   can help you accomplish more in your day!

(Sometimes it’s the little things that can make all the difference in your business!)

Enjoy,

Charles

0

Do not take a vacation until you watch this video report

Renaissance passport

Renaissance passport

If  you would like to  save money on your  vacation, this  video  will  teach you  how.

Many  people  spent far too  much money on vacation and  yet there are  many  ways  to save that  dollar for  your  kids.

This  video will really  teach you  many ways to go on  vacations 10  times in a year  without  breaking a bank.

My  wife  and  I  use this  service each  time we go on  vacation any where in the world. We pay 80% less the  public would pay at any 5 star resort or  hotel.

Get all the  details on this  important video.

If  you have  any questions, the following  link will provide you with all the  answers you  may  have.

FAQ Renaissance

0

Powered by Plug-In Profit Site

Plug-In Profit Site