Home Business Ideas and Opportunities

Home Owenership, Is It A Must?


A third and final year social worker  student interviewed  me on the importance of owning a home. Below is a text of our  interviews.

In this interview, I will share with you the benefits/importance of owning a home.

I will break these benefits into  the following sub headings:

  • Universal dream for any many men and women in this age group
  • Future investment
  • Security and social gratification
  • Parenting
  • Incentive for educational achievement
  • Health and wellbeing motivator
  • Civic participation

Universal dream

Home ownership holds a special place in those aged between 35 and 45 group. Buying a home is a very important goal, it is a universal dream for any progressive and ambitious person, not only in this age group, but every person living on earth.

Investment

Owning a home is a big investment that people in middle age group make. In fact most of them strive to build/buy homes from their own savings without relying on mortgages from the banks in some countries. Owning a home here is even much easier because we have opportunities to borrow from the banks. This is viewed as a good debt, because it allows us to avoid paying what we call, “dead rent” to land lords and when you leave or die, you have nothing to leave for your children. This is why we are motivated to buy our own homes as we perceive it as a form of enforced saving which appreciates over time.

Security and social gratification

A material home represents a strong expression of security where one can boast of a piece of land with a garden as his own, to which one can withdraw, in which they can enjoy with their family, friends and into which a stranger can come against their will.

A home ownership provides with a sense of physical and emotional security and safety. Wherever you go, you can come back to a home, “home sweet home!” It’s a personal space for them! Owning a home gives you the power, achievement and control over your environment you live in. It gives you the sense of control and authority.

On the social gratification, home ownership provides   a sense of belonging and acceptance. People who do not have their own homes are viewed as lazy, homeless, unproductive and have no place in society. Therefore owning a home enhances the sense of connection with broader community. And this provides social stability, economic reliability and community assurance, individual aspiration for independence and future security.

Home ownership and parenting

A stable home environment provides a good parenting. It is a well-known fact that owning a home encourages parents get involved in school activities, for example there is a tendency of reading to children, there is control of children’s TV time and imparting good behaviours within the home and in the neighbourhood. This enhances positive children outcome!

Education and achievement

For example,When we migrated to New Zealand, our main motivation was to have our children receive a better education and be responsible for their future. So when buying a home, we look at the neighborhood if it can support and contribute to our children’s’ education. So we undertake a financial commitment to buy a house in a good area, free of crimes, violent behaviors and other vices. We also want to transfer financial commitment and behaviors to our children so that they will grow into responsible children in future.

With this in mind, home ownership provides good educational outcome for our children in that it reduces teenager pregnancies, bad behaviors because of the available quality of life maintained by home owners.

Health and well-being

People in this age group always look at homeownership as a special place for retirement. So we buy houses so that one day when we retire, we want to be in our own place which is familiar to us, where we feel in control of ourselves rather than being pushed by the land lords. As mentioned earlier on in this article, people develop relationships with their neighbors and government agencies, therefore want to be in a familiar environment where they know us and when we need help, it is readily available. This gives the peace of mind and enhances the health and well being status as opposed to renting a home in advanced age. There is no security and not possible to make modification.Zambians for example believe that it is more honorable to die in your own home than in a rental house. This gives Zambian the desire to buy their own homes.

Civic Participation

Owning a home provides people with the opportunity to get involved and participate in community activities such as, elections, neighborhood watch, garden competitions, and community projects. They develop group network where they exchange ideas and skills, hence building lasting interpersonal relationships.

Conclusion

Owning a home gives people individual autonomy; accumulate wealth and social status which in turn brings social, economic, family and civic outcomes.

Home ownership provides improved educational performance of children, encourages participation in civic and voluntary activities. It also enhances and improves health care outcomes.

Home ownership reduces crimes rates in communities and people become less dependency on welfare income from the government.

Home ownership comes with pride and sense of belonging in the community because there is financial stake in good neighborhood. Therefore, there are more social benefits in owning a house than renting one for life.

This may not apply to the young generation. Why?
They want to have freedom and not stay in one place until they retire.
Each individual has a choice…. where to live and with whom.

How to raise kids to become entreprenuers

How to raise kids to become entrepreneurs


 

Keep Yourself Motivated for Home Business Success

Home business success requires internal and external motivation. Externally, motivation basically involves rewards that people work for that move them the desired direction to achieve their goals. The main psychological factors that motivate people are recognition, money, success, fame, work satisfaction and teamwork.

Keep Yourself Motivated for Home Business Success

True and lasting motivation often comes from within. When a person faces a difficult task or situation they often feel discouraged and lack motivation to move forward. This can often lead to a reduction of the driving force or power, behind accomplishing any task. When you are trying to run and grow your own business this lack of motivation can mean the difference between success and failure.

The key to maintaining motivation is to learn to form a positive attitude for your own capabilities. The two major things that contribute towards this are; what expectations you have for yourself and what value you place on accomplishing your goals, because the more you value finishing a task, the more motivated you’ll feel. If you don’t place value on a particular goal or task, it will only contribute to your lack of motivation.

There are a number of ways to keep yourself motivated to achieve home business success

Firstly, be realistic in assessing your capabilities. Stop thinking that you have to be the best in everything. No one is perfect. Everyone has strengths and weaknesses. If you take the time to learn what you’re good at and what you’re not so good at it will help you to improve your capabilities, which in turn will help you stay motivated.

Secondly, if you experience failure, don’t beat yourself up. Instead try to keep a positive attitude especially in situations that can’t be controlled. Also make sure you don’t underestimate even when you are faced with challenges that you don’t think you can handle. Always try to focus on the things you can control and look for ways that you can do things differently to help you reach your end goal.

Thirdly be honest when you assess your performance. Did you give a 100 percent? If you feel you have and still did not achieve your goals, don’t lose your motivation or commitment. Instead of giving up, change your strategy.

Lastly, be responsible for your behavior. Do not blame others or make excuses when things don’t go as planned. Instead, take time to develop your skills so that the next time you try you can improve your results. Avoid getting trapped into the “I can’t or don’t want to” cycle of self-doubt. Instead, take responsibility for your actions and keep moving towards achieving your goals. This steady momentum-building will, in turn, help keep you motivated as you grow your business.

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Are you earning multiple streams of income using the power of the internet?

There are many ways to make money online including your own e-commerce store, affiliate programs, email marketing, and other ways to earn multiple income streams.

Make Money Online

The experienced internet entrepreneur will most likely have multiple streams of income from a well-designed online marketing strategy. But the first step before marketing can begin is the development of the business vision itself. How can you develop an effective marketing plan if you don’t really have a business plan?

The Internet is the land of opportunity and variety. There are multiple ways to become an entrepreneur.

  • Develop your own Internet-based business
  • Buy an online franchise
  • Open a store on eBay
  • Join Yahoo Merchant Solutions
  • Sell on an auction site
  • Become an Amazon Marketplace seller
  • Become a referral service for a shopping site

Many people are aware of the various types of online business formats that are available. Savvy online vendors will often combine one or more formats in order to generate maximum revenue, and that is where the power of the internet is increased exponentially.

When you visit eBay stores, there is often an embedded link on the site. The link will take the shopper to the vendor’s website where additional products or services are offered. These vendors sell through eBay and through their own website. It’s like having two websites to attract thousands of potential customers. Income will flow from both sites.

A smart business will expand their income streams by building an email list of prospects and customers, and follow up with those people regularly to promote their own products, and products they are affiliated with which also relate to the customer’s interests. In this way, they are adding additional income streams to their online business.

A great example of a system which helps new internet entrepreneurs develop multiple streams of income is the Plug-In Profit Site. Even people with no experience in internet marketing can sign up for the Plug-In Profit Site service and get their own website setup to start earning multiple streams of affiliate income within 24 hours. It includes the products, and the email follow up system so much of the work needed to start earning income online is already completed. This allows new online entrepreneurs to get started quickly and expand their online income streams over time.

That’s the beauty of the internet. New technologies and systems appear every day that make it easier than ever before to start a business online, and develop a reliable income. Keep in mind that to make full use of the opportunities to create income online, you should implement more than one income-producing strategy or business model. In this way, you can create multiple streams of income growing at all times which will provide you with greater security and freedom. Isn’t it time you started earning money online? 💡

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Video Marketing to Grow Your Influence

Online video marketing has become a highly effective internet marketing strategy that is underused by many marketers, but very profitable for those that do it well. Many marketers don’t use video marketing simply because they don’t know how to get started on it. It isn’t actually that difficult and you will find it remarkably easy when you do use it.

Video Marketing to Grow Your Influence

Videos can very easily be shared online or “go viral” which can bring a lot of interested visitors your way. Plus, search engines love too which you’ll notice in your Google searches where YouTube videos often rank very highly. It doesn’t hurt that Google owns YouTube, of course…

Creating videos doesn’t have to be difficult. You can create a live action video using a smartphone or digital camera, or simple webcam on your computer.

Using a tool such as Camtastia can be used to capture video on your computer screen and demonstrate how to use different software or website applications online. These are often very popular videos because people are frequently trying to figure out how to do different things online, and if you create video tutorials for different online activities and upload them to YouTube, you’ll start getting a steady stream of viewers who search for and find your videos online.

Promotional videos can be created by Windows Movie Maker, which is installed on most Windows XP and above computers or you can use other third-party tools such as Jing or Animoto. These services make it easy to make professional videos quickly.

For best results, your video needs to be concise and entertaining. If your video isn’t interesting or useful, no amount of marketing will help. But a well-produced, informative or entertaining video can take on life of it’s own as people find it and start sharing it… ➡

When you create a video and upload it to YouTube, it’s useful to think about your keywords, title and description for the video as this will determine where your video ranks in the search engines and YouTube search results. It’s best to do some keyword research for this to determine popular searches so you can position your videos in front of an audience. Google’s keyword tool is a good place to start your research, or you can try alternative keyword apps such as KeywordTool.io.

Once you create a video, submitting it to different video directories can increase your views and traffic. You could manually submit your video to different online directories, but this does take a considerable amount of time. There are many tools online which you can use to distribute your videos which are only a Google search away. That said, for the sake of economy, simply submitting a well developed video to YouTube and having it properly optimized with title, description and keywords is your fastest and least expensive way to get your video in front of a potentially interested audience.

Best of all, videos that you upload today will likely still be available for internet users to find and watch years from now. Set up a Google Alert for your video name and you may be surprised to see how much attention your video gets over time.

Video marketing is a highly effective method of marketing and attracting interested visitors back to your website and online offers. That said, it is still a very underused media for many online marketers, and one that you can start to use immediately to boost brand awareness, online influence and website traffic.

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Article Submission for Maximum Traffic

Submitting articles to the search engines is a time honored strategy for generating traffic. It has been used since the early days of the Internet and is still an effective traffic generation strategy even in our Web 2.0 times.

Article Submission for Maximum Traffic

There are a lot of questions over the best method of submitting articles for maximum traffic and effectiveness. What are the best techniques and which are the most effective?

The first technique is to submit your article to the granddaddy of all article directories, EzineArticles. This site has built a reputation of being the best article directory in town. It is loved by marketers and by readers and most importantly, by Google.

It is a source of frustration to many marketers who find it hard to meet the submission guidelines or cope with the timescales for articles to be approved.

However, if you read their guidelines and stick to them, your articles will get through without a hitch.

Once they are in EzineArticles you instantly receive benefits from it. Articles in this directory tend to rank very well in Google, even without backlinks to them.

Add in a few backlinks and suddenly you find your articles are ranking in the top ten for moderately competitive keywords. In fact, even without backlinks they can often rank well just because they are on EzineArticles.

Once your article has been published you need to do some simple backlinking to it just to give it that extra boost in the search engines.

Firstly, take your EzineArticles author RSS feed and submit it to RSS directories. You can either use a tool or do it by hand. If you are doing it by hand, just pick the top ten directories in a Google search and that will be good enough for now. You can always submit to more later on, so make sure you keep track of which ones you have added your feed to.

You can also use one of the many ping sites to ping your article. This does give EzineArticles a lift, but it also gets your article noticed.

Finally, social bookmark your article. Again, you can either use a tool or do it manually. If your article is newsworthy and well written then you can look at adding it to sites such as Digg or Stumbleupon to get further links and traffic.

Of course, there are other article directories out there, but none of them carry the weight of EzineArticles so focus there first to maximize your results.

For the other article directories it is not worth submitting articles manually to them, except maybe the top half a dozen big directories. Many of the rest get so little traffic it is not worthwhile, except for the backlink. Therefore you should either outsource or automate these submissions to free up your time to concentrate on building your business.

If you are submitting articles then you need to make sure they are on EzineArticles for maximum traffic. Do some simple backlinking to your article and you will easily find your articles ranking well for their keywords and bringing you steady traffic.

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10 Success Tips for Life and Business

All too often when people think of success, they think that they should be the best in their field. Or they should have the biggest house or the flashiest car… or millions of dollars in their bank account.

10 Tips for Success In Life and Business

Success in life goes beyond material possessions and the number in your bank account. Real success is about living life to the fullest and knowing that you gave it your all. To live life on your own terms, pursuing your own authentic purpose and dreams is success.

The concepts of what it takes to be successful are very simple. Anybody can understand them and most people do. Application of these concepts, however, is quite another story.

In this article, I’ll share 10 important success tips with you. While they may not be mind blowing, rest assured that if you apply them daily, success in any endeavour will be yours.

Even during those times when you do not get what you want or despite your best efforts you fail, you will still push forward and succeed in areas you never even imagined.

Don’t think – Know and act.

This is without a doubt the most important tip of the lot. Success is not a coincidence but a consequence and it’s a direct result of your actions.

The majority of people who never succeed in life invariably have one common trait. They don’t take sufficient action. They hem and they haw and never put their plan into consistent and committed action. Planning does not get results. Only doing does.

Do not keep thinking about what you’re going to do or what you will do. JUST DO! This is the key. Form a plan, do your research so that you know what you’re doing and then EXECUTE the plan. Don’t wait, just start!

Instead of taking notes about which exercises are the best for weight loss, put on your shoes and start running. Instead of hanging out in online forums reading advice from other clueless people, take action. You can learn and learn and learn, but go nowhere…

The best thing is to start doing and learn as you go. Most people are stuck in a kind of inertia where they just never get started. By consciously forcing yourself to take action, you’ll attenuate this lethargy and inertia that’s holding you back. This and only this will catapult you to success.

Define your goals clearly.

You must know what you want. If you’re undecided about your goals and have a flippant attitude about how you’re going to achieve them, you will be like a sailboat without any course that’s just tossed around by the prevailing winds.

Write your goals down in a list. Make them as specific as you can. State why you want to achieve them and how you’ll feel when you do reach your goals. You must define your why and be absolutely clear about it. Give yourself a time frame to achieve your goals.

Look at your list often so that you remember what you need to do… and then go do what you have to do so that you can see success and then be able to do what you want to do.

Don’t rest on your laurels.

This is a very common mistake that can turn a successful person into a failure. If the phrase “Resting on your laurels” could be summarized in one word, that word would be COMPLACENCY.

There are so many examples of people who did succeed at what they set out to do and once they got there, they were so happy and contented that they relaxed and assumed that things would always be rosy. After a while, they realized that while they were resting, the roses wilted and the weeds took the garden.

You must always be alert. If you’ve lost all your excess fat and you have a fantastic body now, that’s great. Enjoy it and be proud of yourself… BUT… do not assume that you’ll stay lean forever.

If you let your diet slide and sneak in a doughnut here and a milkshake there, it’s only a matter of time before all those pounds come sneaking back in. Next thing you know, you’re fatter than you’ve ever been before.

The same applies to your spouse. Give them the same attention that you did before you married. If you let that slide and think you closed the deal by tying the knot, it’s just a matter of time before you’ll be signing the divorce papers.

Always keep moving. A rolling stone gathers no moss.

Continually motivate yourself.

This is of paramount importance. Everyone is excited at the beginning of the year when they’re listing their goals and resolutions because of the promise of what is to come. The truth of the matter is that it will take time to achieve your goals.

During this time, your interest will start to wane and you will lose the drive to keep going through the hard yards. This is where most people throw in the towel and fail. They’ve lost sight of the promise.

The key to staying on track with your goals and succeeding in life is motivation. Do not abnegate your personal responsibility of motivating yourself. Nobody else is going to do it for you.

You could attend a seminar by some famous motivational guru and be pumped up for a week, but you can rest assured that the high you’re feeling will dissipate.

What then? Who is going to motivate you?

The answer is you because you’re all you’ve got. Write your goals down and most importantly, write down why you’re doing what you’re doing. What is the emotional reason behind it? Write it all down.

Whenever you feel like the journey is just too much effort, look at your list of goals and ask yourself why you started. This should give you the impetus to keep going.

You MUST motivate yourself regularly, and take consistent action toward your goals!

Don’t be afraid of failure.

Always realize that failure is not the opposite of success. It is a part of success. Far too many people never do what their heart desires because they’re stifled by fear.

The lady who loves art chooses a career in finance because of job security. She hates her job and is miserable all her life.

The man who wants to travel the world and blog about his experiences as a global wanderer ends up tying the knot at 24 and has 2 kids because all his friends are getting married and settling down. It just seems crazy and immature to do what he wants to. Years later he’ll look back and wonder, “What if”?

Don’t end up in a “What if?” situation. You’ll find success if you pursue your true calling in life and not miss life-changing opportunities just because you were trying to be practical or following the herd.

You must follow your heart and your dreams without fear of failure. That’s the only way to live a life without regret. You can’t succeed at what you don’t do.

In the event that you do pursue your dreams and fail repeatedly, don’t let these failures discourage you. Fall seven times, get up eight.

The difference between the winners and losers is that the winners failed more frequently, and kept going. Learn from each failure, correct your course and keep moving forward. This is the only way to succeed and don’t let anyone tell you otherwise.

Don’t compare yourself to others.

This is a simple one. Stop worrying about what others are doing. It’s human nature to measure one’s self against others.

Guys at the gym look around to see who can bench press more, and who has bigger muscles.

Women tend to judge other women’s bodies very harshly just to feel better about themselves.

Businessmen compare their earnings and net worth with their peers to evaluate their own worth.

None of these is necessary and can in fact be destructive. All unhappiness starts with comparison. There will always be those who are better off than you and there will be those who are worse off. Know this from the beginning and you’ll save valuable time and energy that you can apply toward making your life better.

If you constantly measure yourself up against those better than you, you’ll be bitter, discontented and miserable. That’s no way to live life.

If you compare yourself against those who are worse off than you, you’ll not be motivated to do better for yourself since you already think that you’re a success. This will lead to complacency.

So, your personal motto should always be to better your own personal best. You are your biggest competition. Always strive to be better today than you were yesterday.

If you focus on beating your own achievements, you will reap success over and over. Your only limit is you.

Keep your calm.

We live in a world where the majority of people are very quick to react. They’re often just waiting to get offended by others or curse at their own misfortunes.

In Rudyard Kipling’s poem “If”, his very first line was “If you can keep your head when all about you are losing theirs and blaming it on you”, and concludes with: “Yours is the Earth and everything that’s in it, And—which is more—you’ll be a Man, my son!”

In simple words, do not be quick to anger or become overly emotional. Do not make decisions based on haste or fury. Millions of people have been to prison because they lost their minds for a split second and did something they regretted.

Extricate yourself from any unfavorable situations so that you can keep a level head. If you’re struggling to lose weight and give in to temptation and eat something you shouldn’t have, don’t curse yourself and give up on your goal. Move on, and get back on track.

In times of failure, take a deep breath and stay focused. Analyze what went wrong and remedy what you can. Don’t run around screaming and blaming everyone else. If you truly want to be successful in life, reining in your emotions and staying cool is a skill you must develop.

The same boiling water that softens potatoes hardens eggs. It’s all about what you’re made of, not your circumstances.

Eat, sleep and spend in moderation.

This may sound simple but millions fail at it. Eat clean and eat in moderation. Food is fuel, not therapy. So many people eat when they’re happy, they eat when they’re sad, they eat when they’re bored… It just doesn’t end.

Eat only when you’re hungry. It’s fine to occasionally indulge but know your limits. Obesity has reached epidemic proportions because of poor diet choices and overeating.

Sleep soundly but don’t sleep your life away. 6 to 8 hours of sleep a day is adequate for most people. Don’t sleep 14 hours a day like a baby. At the other extreme, try not to burn the candles at both ends and leave yourself in a quivering mass of exhaustion because you’re only sleeping 4 hours a day.

Spend your money wisely. One of the most common traits of successful people is that they save money and live beneath their means. Don’t spend money that you don’t have to buy things that you don’t need to impress people who don’t care.

While these 3 pointers might seem commonplace and almost inane, you’d be shocked to know that millions have ruined their lives just by not getting these three points right.

This is the real world and these are hard truths. To succeed in life, you must master yourself, and stay balanced.

Keep your promises to yourself.

When you make a promise to yourself and don’t keep it, on a subconscious level you’ll lose respect for yourself. You’ll feel like you’re not worthy of success.

One common example is people who struggle to lose weight. They have the same weight loss resolutions every year and they never succeed. They try a hundred different programs and thousand different slimming pills and whatever they do, weight loss eludes them.

The reason for this is that they break their promises to themselves. If you say that you’ll not drink soda today, then you don’t. Do NOT make an exception and tell yourself, “It’s ok. I’ll work it off tomorrow”.

Yes, you can work it off but you broke a promise to yourself. The next time you tell yourself, I’ll restrict my carbohydrate intake today, on a subconscious level your mind will tell you, “No, you won’t. You always give in”.

And guess what? By noon you’ll give in and have 2 slices of pizza. Your resolve was already weakened by earlier broken promises.

When this process is repeated over and over, it becomes a habit. You tell yourself one thing and you do another. Your self-esteem and confidence in achieving the goals you set is diminished in this way.

You decide that the ideal bodyweight is just not possible for you. You tell yourself that you have poor genes, no discipline, etc. There is one thing you are succeeding at when this happens, and that is FAILURE. Many people are very successful at failing.

Always remember. Do not make exceptions when you commit to a goal. Do not skip the workouts. Do not indulge in foods that you said you wouldn’t. Stay focused and exercise self-discipline. Keep promises to yourself above all else!

Believe and have faith in yourself.

In order to succeed in life or business, you must believe that you can do it. If you didn’t, you’d never begin. You must believe that whatever you desire is within reach. After all, if it wasn’t, why bother?

Start believing it, and you’ll be on your way to seeing it. Have faith in yourself. There may be times when you’re dogged by failure and nothing seems to work. It’s during these times that it’s imperative that you do NOT give up.

It is always darkest before the dawn. If you stay on track and keep at it, success can be yours. You must stay the course, believe in yourself and your vision, and never stop working toward it until you have achieved the success you desire.

Conclusion

These 10 tips are simple to understand and you’ve most probably heard them before. Yet, you’re still reading because on a some level, you know it helps to see them again.

Keep these tips in mind at all times and apply them over and over. Initially, it may be difficult and you’re bound to fumble and flounder a bit, but with practice and repetition, it will become second nature and you will be a living embodiment of success.

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