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Interview on the importance of home ownership to a Zambian

Posted by on Apr 27, 2015 in Home Business, Travel & Lifestyle | Comments Off on Interview on the importance of home ownership to a Zambian

A third and final year social worker  student interviewed  me on the importance of owning a home. Below is a text of our  interviews.

In this interview, I will share with you the benefits/importance of owning a home.

I will break these benefits into  the following sub headings:

  • Universal dream for any Zambian
  • Future investment
  • Security and social gratification
  • Parenting
  • Incentive for educational achievement
  • Health and wellbeing motivator
  • Civic participation

Universal dream

Home ownership holds a special place in Zambian Psyche. Buying a home is a very important goal, it is a universal dream for any progressive and ambitious person, not only in Zambian community, but every person living on earth.

Investment

Owning a home is a big investment that Zambian makes. In fact Zambians strive to build/buy homes from their own savings without relying on mortgages from the banks in our home country. Owning a home here is even much easier because we have opportunities to borrow from the banks. This is viewed as a good debt, because it allows us to avoid paying what we call, “dead rent” to land lords and when you leave or die, you have nothing to leave for your children. This is why we are motivated to buy our own homes as we perceive it as a form of enforced saving which appreciates over time.

Security and social gratification

A material home represents a strong expression of security where one can boast of a piece of land with a garden as his own, to which one can withdraw, in which we can enjoy with our family, friends and into which a stranger can come against our will.

A home ownership provides a Zambian with a sense of physical and emotional security and safety. Where ever you go, you can come back to a home, “home sweet home!” It’s a personal space for us! Owning a home gives us the power, achievement and control over our environment we live in. It gives us the sense of control and authority.

On the social gratification, home ownership provides   a sense of belonging and acceptance. People who do not have their own homes are viewed as lazy, homeless, unproductive and have no place in Zambian society. Therefore owning a home enhances the sense of connection with broader community. And this provides social stability, economic reliability and community assurance, individual aspiration for independence and future security.

Home ownership and parenting

A stable home environment provides a good parenting. It is a well-known fact that owning a home encourages parents get involved in school activities, for example there is a tendency of reading to children, there is control of children’s TV time and imparting good behaviours within the home and in the neighbourhood. This enhances positive children outcome!

Education and achievement

When we migrated to New Zealand, our main motivation was to have our children receive a better education and be responsible for their future. So when buying a home, we look at the neighborhood if it can support and contribute to our children’s’ education. So we undertake a financial commitment to buy a house in a good area, free of crimes, violent behaviors and other vices. We also want to transfer financial commitment and behaviors to our children so that they will grow into responsible children in future.

With this in mine, home ownership provides good educational outcome for our children in that it reduces teenager pregnancies, bad behaviors because of the available quality of life maintained by home owners.

Health and well-being

Zambians always look at home ownership as a special place for retirement. So we buy houses so that one day when we retire, we want to be in our own place which is familiar to us, where we feel in control of ourselves rather than being pushed by the land lords. As mentioned earlier on in this article, we develop interrelationships with our neighbors and government agencies, we therefore want to be in a familiar environment where they know us and when we need help, it is readily available. This gives the peace of mind and enhances the health and well being status as opposed to renting a home in advanced age. There is no security and not possible to make modification. Culturally, Zambian believes that it is more honorable to die in your own home than in a rental house. This gives us Zambian the desire to buy our own home.

Civic Participation

Owning a home provides us with the opportunity to get involved and participate in community activities such as, elections, neighborhood watch, garden competitions, and community projects. We develop group network where we exchange ideas and skills, hence building lasting interpersonal relationships.

Conclusion

Owning a home gives us individual autonomy; accumulate wealth and social status which in turn brings social, economic, family and civic outcomes.

Home ownership provides educational performance of our children, encourages participation in civic and voluntary activities. It also enhances and improves health care outcomes.

Home ownership reduces crimes rates in communities and people become less dependency on welfare income from the government.

Home ownership comes with pride and sense of belonging in the community because there is financial stake in good neighborhood. Therefore, there are more social benefits in owning a house than renting one for life.

I have even gone further in  owning a  travel membership for life where I can go for  holiday as many times as I  can at a reduced price. There are no added  fees, once you buy the  membership it is for life and there  are  also financial benefits if you share it with  friends and work mates.

Get your membership right here, it takes a few minutes to complete and very secure

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Finally! No experience needed to profit online…

Posted by on Jun 1, 2015 in Home Business | 0 comments

Let me ask you a question…

Are you trying to start an online business…?

If so, let me know if this sounds like you:

You want to make money online, but you keep getting caught up in all of the technical stuff that goes along with starting an online business…

HTML, CSS, FTP, PHP and a dozen other things you have to have to know to get a website online and making you money… right?

Or, do you FINALLY feel like you’ve got things figured out, and as you are about to move forward on your dreams…

You get ANOTHER email… from ANOTHER guru… telling you about the NEW shiny object of the day…

And your plans… that you felt SO confident about just minutes earlier… fall to the ground as you reluctantly turn your back on your “plan” and start moving towards the next new thing…

If that sounds like you… then don’t worry. I can help.

Get full details here:

http://www.HomeBussiness.Net

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Rules of success:Do not fear rejections!

Posted by on May 20, 2015 in Goals | 0 comments

If you  are  one of  those who  fear  rejections, then  this  article will inspire  you.

Not  only do these  apply  to SFI business, but  to  ant  business you  may  be

involved in. But  for  today  we shall focus on SFI business…
Since 1998, more than 15 million people worldwide have become SFI affiliates.

During this time, SFI and its affiliates have invested millions of dollars and millions

of hours in trial and error.  What has emerged is a very clear picture of what does

and what does not lead to success. We have distilled for you all of this into the SFI Rules Of Success.

If you want to SUCCEED in SFI, you must follow these rules. If you want to risk FAILURE, ignore them.

Some will, some won’t. So what?! Someone’s waiting! Next!

Because most people aren’t “entrepreneurial,” rejection is natural and normal in our type of business. For every 20 people you present SFI to, expect 19 “no’s” for every “yes.” You may do better than that, but expect 19 rejections. This way, the rejections won’t bother you. Also, realize that they’re not rejecting YOU–they’re simply rejecting an idea. Just keep moving ahead.

“Some will, some won’t. So what?! Someone’s waiting! Next!”

Memorize this and say it to yourself when rejection happens. And remember that you’re now one step closer to the next “yes.”

Be persistent, ignore the rejections, and you’ll get more than enough “yes’s” to build a successful business.

“You can experience rejection for free or you can do it for money. Nobody likes rejection but it is a fact of life in just about every thing you do. In business, deal with it or stay poor.”
–Jack M. Zufelt

“Defeat is simply a signal to press onward.”
–Helen Keller

“Every adversity, every failure, every heartache carries with it the seed of an equal or greater benefit.”
–Napoleon Hill

If  you  want to  succeed in  any  business, join my team and will help you get started, it is free

Waiting  for  you inside….

-Charles Kaluwasha

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Discover How Owning a Renaissance Lifestyle Passport feels like!

Posted by on May 4, 2015 in Travel & Lifestyle | Comments Off on Discover How Owning a Renaissance Lifestyle Passport feels like!

Your Renaissance Lifestyle Passport will give you the feeling of having thousands of mini-vacation homes & condominiums…built alongside the finest mountains, theme parks, lakes, golf courses, oceans and beaches of the world…waiting your arrival for only $398 – $799 per week (most of the Resorts have balconies, kitchens, living rooms, master bedrooms, and even kid’s activities…you may never want to stay at a hotel again).

With your Renaissance Lifestyle Passport you will be able to save up to 90% off Expedia or Travelocity’s best price, with access to over 5000 resorts worldwide (including many from Wyndham, Marriott, Hilton, Shell, Welk,and Resorts throughout the acclaimed RCI & San Francisco Exchange Networks). There are ZERO timeshare entanglements (no yearly fees, ongoing mortgage payments, or forced “weeks” you have to “use or lose”), and (if you choose) you will be able to re-sell the Renaissance travel membership and make $2k, $3k and even $5k commissions.

This is  how you  get  paid as at  present, this  may  change in the near future…

AFFILIATE PAYOUT DETAILS
*
To earn any commissions you must be an active Affiliate – $19.95/month
*If you sell a product you DO NOT own then you will earn 10% commission on the sale, as long as you
are an active Affiliate at the time of the sale.
TRAINING PRODUCTS
Apprentice Membership – $37
As an affiliate, earn up to $20/month commission, if you have an active Apprentice Membership.
Mastery Membership – $195
As an affiliate, earn up to $80/month commission, if you have an active Mastery Membership. You will
also earn up to $30/month on any Mastery membership team sales.
Solomon CEO – $1295
As an affiliate, earn up to $500 commission if you own Solomon CEO. You will also earn up to $150 on
any Solomon CEO team sales.
RENAISSANCE TRAVEL MEMBERSHIP
Platinum (5 Week per year) – $4995
As an affiliate, earn up to $2000 commission, if you own the Platinum membership or higher. You will also earn up to $500 on any Platinum team sales.
Pearl (10 Weeks per year) – $7995
As an affiliate, earn up to $3000 commission, if you own the Pearl membership or higher. You will also
earn up to $1000 on any Pearl team sales.
Onyx (20 Weeks per year) – $11995
As an affiliate, earn up to $5000 commission, if you own the Onyx membership. You will also earn up to
$1500 on any Onyx team sales.
RENAISSANCE TRAVEL MEMBERSHIP UPGRADE SCENARIOS
Platinum to Pearl- $3995
As an affiliate, earn up to $750 commission on Platinum to Pearl upgrades, if you own Pearl or higher.
You will also earn up to $250 on any Platinum to Pearl team sales.
Pearl to Onyx -$4995
As an affiliate, earn up to $1500 commission on Pearl to Onyx upgrades, if you own Onyx. You will also
earn up to $500 on any Pearl to Onyx team sales.
Platinum to Onyx -$7995
As an affiliate, earn up to $2250 commission on Platinum to Onyx upgrades, if you own Onyx. You will
also earn up to $750 on any Platinum to Onyx team sales
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Discover the 8 figure secrets on how to make $2k sales with the Renaissance Lifestyle

Posted by on Mar 30, 2015 in Home Business, Life and Health, Travel & Lifestyle | Comments Off on Discover the 8 figure secrets on how to make $2k sales with the Renaissance Lifestyle

Inside this  8 figure secrets on how to make $2k sales  with our Rensaissance Lifestyle passport while saving up to 90% off Expedia’s cheapest price.

Your Renaissance Lifestyle Passport will give you the feeling of having thousands of mini-vacation homes & condominiums…built alongside the finest mountains, theme parks, lakes, golf courses, oceans and beaches of the world…waiting your arrival for only $398 – $799 per week (most of the Resorts have balconies, kitchens, living rooms, master bedrooms, and even kid’s activities…you may never want to stay at a hotel again).

With your Renaissance Lifestyle Passport you will be able to save up to 90% off Expedia or Travelocity’s best price, with access to over 5000 resorts worldwide (including many from Wyndham, Marriott, Hilton, Shell, Welk,and Resorts throughout the acclaimed RCI & San Francisco Exchange Networks). There are ZERO timeshare entanglements (no yearly fees, ongoing mortgage payments, or forced “weeks” you have to “use or lose”), and (if you choose) you will be able to re-sell the Renaissance travel membership and make $2k, $3k and even $5k commissions.

In this fast-paced, LiveCast replay, 8-Figure Adventurpreneur Mark Hoverson will be teaching you how to make $2k sales. Unlocking time and lifestyle freedom, bringing you closer to manifesting your definition of lifestyle design into reality. Hint: Mark will be sharing the same strategies he used to make his 1st $1,000,000 online with the Renaissance travel membership.

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Parenting has become a challenge

Posted by on Mar 3, 2015 in Ezine | Comments Off on Parenting has become a challenge

 

Grow Your Network

Grow Your Network

We shall reap what we sow… this is scary!
Children are a gift from God (Psalms 127:3) and therefore should be brought up and cared for to the best of our abilities. We understand that our children are growing in a changing and demanding environment, but we are obliged to instruct our children to follow the deeds and ordinances of God. This is the best gift we can offer to our children if we want them to be responsible citizens of our nations and torch bearers of the gospel of Christ. In the Old testament, our Lord commanded the parents to make known to their children the ways of God so that the generation to come might know them, even to their children who would be born, that they may arise and declare them to their children as well, to set their hope in God and not to forget the works of God, but keep His commandments.
This directive concerning the Christian upbringing of children, established by God Himself is still our obligation today! We are therefore charged with the responsibility of guiding our children in a self-responsible conduct in accordance with the basic values of the gospel of Christ. This includes loving God and their neighbors. Parents are required to be an example in prayer, faith and in self-talk. The seed you plant in your children that are what you will reap. If you talk bad things about your neighbor, fellow child of God, your children will also talk bad things about them. Sometimes they even do not greet them because you have sown a bad seed in their hearts. Know that you are building a bad foundation for the future of your children. They will always have thoughts of hatred and not appreciate and love their neighbors.
In the word of the month, our Chief Apostle has given us food for thought,” What image of the Church do we impart to our children? How do we talk about our Church? This begins at home. How do we talk about the ministers? How do we talk about the members? What do you talk about when your conversation at home turns to the Church? This is the information that your children receive from you! This is the image that you are imparting to your children!
This a big challenge we have at hand within our congregation and homes. Let us act responsibly and shape the future of our children who are the cream our church
Source: Catechism of the New Apostolic Church
Charles Kaluwasha

Increase hits to your website

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Boost your Mobile Presence,Build Your Mobile List and Grow Your Bottom Line

Posted by on Feb 7, 2015 in Goals, Home Business | Comments Off on Boost your Mobile Presence,Build Your Mobile List and Grow Your Bottom Line

Charles V Kaluwasha
Charles V Kaluwasha, Visionary Entrepreneur

In this changing  environment, you  need  to go with the trend otherwise you will remain behind. Mobile marketing will soon take over email marketing. To be ahead of everyone, you must modify your website if you want to boost your sales or have a presence in the  customers’ device, the mobile phone by creating a mobile web application as can be seen here http://thenewmobilerevolution.co…
Whether you’re creating a single application or an entire mobile Web strategy, the first step is understanding what makes mobile different from regular Web, and finding the unique opportunities of the mobile space – both practical and technical.Think about it – you’re using your mobile phone in a special way. Your traditional Web development techniques and even your sales conversion methods may not translate directly between platforms. Trying to throw a “stripped down” version your company’s online presence on to a phone is usually a recipe for poor customer experiences.Here are four of the most important practical concerns for every mobile site:1.     Screen Size: Your normal, content-rich web pages are going to be difficult to read on a mobile device. A good mobile site will require no side scrolling. Remember, mobile sites are always read top down – this should be what dictates your mobile layout.
2.     Network Speed: Smartphones are smart – yes and with the ever-evolving technology, it’s only getting better, but network coverage isn’t universal just yet. That means pages that are heavy with content or images aren’t going to load the same for everyone.
3.     Navigation: Not everyone is using an iPhone or even a touch screen device. Make it easy for your visitors to navigate through your mobile device.
4.     Content: Customers are looking for something very specific when they conduct mobile searches. Give it to them. Don’t fill your mobile site with tons of sales copy and images. Keep the content relevant to the search.

Implementing just these few tips will provide your visitors with a positive mobile experience and keep them coming back time and time again.To learn more, visit mobile marketing  strategist company http://thenewmobilerevolution.co…

 

 

Start an entrepreneurial journey

Author

Charles V Kaluwasha

Charles V Kaluwasha

Visionary Entrepreneur
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