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Interview on the importance of home ownership to a Zambian

Posted by on Apr 27, 2015 in Home Business, Travel & Lifestyle | Comments Off on Interview on the importance of home ownership to a Zambian

A third and final year social worker  student interviewed  me on the importance of owning a home. Below is a text of our  interviews.

In this interview, I will share with you the benefits/importance of owning a home.

I will break these benefits into  the following sub headings:

  • Universal dream for any Zambian
  • Future investment
  • Security and social gratification
  • Parenting
  • Incentive for educational achievement
  • Health and wellbeing motivator
  • Civic participation

Universal dream

Home ownership holds a special place in Zambian Psyche. Buying a home is a very important goal, it is a universal dream for any progressive and ambitious person, not only in Zambian community, but every person living on earth.


Owning a home is a big investment that Zambian makes. In fact Zambians strive to build/buy homes from their own savings without relying on mortgages from the banks in our home country. Owning a home here is even much easier because we have opportunities to borrow from the banks. This is viewed as a good debt, because it allows us to avoid paying what we call, “dead rent” to land lords and when you leave or die, you have nothing to leave for your children. This is why we are motivated to buy our own homes as we perceive it as a form of enforced saving which appreciates over time.

Security and social gratification

A material home represents a strong expression of security where one can boast of a piece of land with a garden as his own, to which one can withdraw, in which we can enjoy with our family, friends and into which a stranger can come against our will.

A home ownership provides a Zambian with a sense of physical and emotional security and safety. Where ever you go, you can come back to a home, “home sweet home!” It’s a personal space for us! Owning a home gives us the power, achievement and control over our environment we live in. It gives us the sense of control and authority.

On the social gratification, home ownership provides   a sense of belonging and acceptance. People who do not have their own homes are viewed as lazy, homeless, unproductive and have no place in Zambian society. Therefore owning a home enhances the sense of connection with broader community. And this provides social stability, economic reliability and community assurance, individual aspiration for independence and future security.

Home ownership and parenting

A stable home environment provides a good parenting. It is a well-known fact that owning a home encourages parents get involved in school activities, for example there is a tendency of reading to children, there is control of children’s TV time and imparting good behaviours within the home and in the neighbourhood. This enhances positive children outcome!

Education and achievement

When we migrated to New Zealand, our main motivation was to have our children receive a better education and be responsible for their future. So when buying a home, we look at the neighborhood if it can support and contribute to our children’s’ education. So we undertake a financial commitment to buy a house in a good area, free of crimes, violent behaviors and other vices. We also want to transfer financial commitment and behaviors to our children so that they will grow into responsible children in future.

With this in mine, home ownership provides good educational outcome for our children in that it reduces teenager pregnancies, bad behaviors because of the available quality of life maintained by home owners.

Health and well-being

Zambians always look at home ownership as a special place for retirement. So we buy houses so that one day when we retire, we want to be in our own place which is familiar to us, where we feel in control of ourselves rather than being pushed by the land lords. As mentioned earlier on in this article, we develop interrelationships with our neighbors and government agencies, we therefore want to be in a familiar environment where they know us and when we need help, it is readily available. This gives the peace of mind and enhances the health and well being status as opposed to renting a home in advanced age. There is no security and not possible to make modification. Culturally, Zambian believes that it is more honorable to die in your own home than in a rental house. This gives us Zambian the desire to buy our own home.

Civic Participation

Owning a home provides us with the opportunity to get involved and participate in community activities such as, elections, neighborhood watch, garden competitions, and community projects. We develop group network where we exchange ideas and skills, hence building lasting interpersonal relationships.


Owning a home gives us individual autonomy; accumulate wealth and social status which in turn brings social, economic, family and civic outcomes.

Home ownership provides educational performance of our children, encourages participation in civic and voluntary activities. It also enhances and improves health care outcomes.

Home ownership reduces crimes rates in communities and people become less dependency on welfare income from the government.

Home ownership comes with pride and sense of belonging in the community because there is financial stake in good neighborhood. Therefore, there are more social benefits in owning a house than renting one for life.

I have even gone further in  owning a  travel membership for life where I can go for  holiday as many times as I  can at a reduced price. There are no added  fees, once you buy the  membership it is for life and there  are  also financial benefits if you share it with  friends and work mates.

Get your membership right here, it takes a few minutes to complete and very secure

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This viral marketing system is a paradigm shift and complete game changer.

Posted by on Jun 29, 2015 in Ezine, Home Business | 0 comments


We are excited to share the revolutionary FREE Viral Express Marketing System. This viral marketing system is a paradigm shift and complete game changer.

Now, you and your team can take your  business to the next level AND generate multiple streams of residual income by simply giving away FREE viral marketing websites and teaching your team members to do the same thing.

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$4,000 Instant Payment Opportunity…

Posted by on Jun 17, 2015 in Ezine, Home Business | Comments Off on $4,000 Instant Payment Opportunity…

A quick note  to my subscribers!
Charles Kaluwasha here, Founding and Elite member of
Viral Express.
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What an Amazing Experience

Posted by on Jun 16, 2015 in Home Business | Comments Off on What an Amazing Experience

Recently MyAdvertisingPays hosted an 18 Month Celebration event One member reported that it was absolutely mindblowing… in his  own words, he  stated,…

Wow, what an event!Everyone was saying the best event ever, with over 650 people in the room, the room was jam packed, standing room at the back and down all the sides. Not to mention all the people who could not even get in. (Sorry to you guys)

We had at least 10 to 12 New Diamond 1200 members go LIVE on stage. Two New Blue Diamonds.

We had world class trainers on stage, the announcement of the New Map Academy.

So many life changing stories, tears on stage, this business is changing peoples lives.

What really touched me was when a member came to me and said he had been attending events all his life and this was by far the best event he ever attended, when I asked why, he said because every speaker on stage spoke from the HEART.

It’s the truth, everyone makes money, lives are being changed and best of all we are only just getting started.

In addition to this we also had over 70 Commission Cheques to give out on stage but because of time we could only give out the top 30 which were all over SIX Figures!

My Earnings Cheque was over $127K but my friend Simon has now crossed the $1.7 MILLION Dollars line in just 18 months!. (results not typical) however it show just whats possible with dedication, 15 hour days eating sleeping maps, helping & inspiring others to success.

After the main event in the day over 120 of us had a wonderful Dinner at the Hotel followed by a disco till midnight. Great fun was had by all.

I want to give a MASSIVE thank you to every single one of you for attending the event, I want to Thank all the speakers, all the leadership, Tony & Lynn Booth and all the corporate staff, and of course to the CEO Mr Mike Deese for giving us all such a life changing opportunity.

I am really excited about the future & the next 18 months.


If you have not been aware of MAP, here is more information on how you can be making money within the HOUR then every 20 minutes 24/7 just by clicking 10 ads a day…

What ever you decide I wish you the very best that life has to offer.

Keep being amazing

Be the best

MyAdvertisingPays Team

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The Fastest Way to Earn Online

Posted by on Jun 15, 2015 in Home Business | Comments Off on The Fastest Way to Earn Online


Now, the fastest way to develop a full-time income in this business, and create real financial security is as follows.

First, you must be a faithful student in the Plug In Profit Site and follow the first 12 days of the 30 days training series.

This guide was put together with rhyme or reason…

Every word and step  written prior to this is important.

It’s cumulative, and it’s designed to take even the most unexperienced newbie from zero to hero in just 2 weeks.

But if you don’t put the parts together correctly into a plan that you truly follow, the puzzle won’t come together…

Here’s the plan, and the fastest way to develop a full-time income in this business. If you do this, you will succeed.

First, define your goal and what full-time income means.

If you’re just thinking “make money”, you’re not thinking how you need to think to be successful.

When you  sign up with Plug in Profit site, you  are  creating multiple  streams of  income.

The number one income stream is  My Advertising pays…

My Advertising Pays is important for 3 reasons:

1. It delivers interested visitors to your website automatically.

2. If you can click a mouse, you can make money. That’s because a rewarding part of this very popular program is that all participating advertisers get a daily company profit share… In fact, everyone who uses My Advertising Pays ads and clicks on 10 ads daily gets paid every 20 minutes, and some members are already earning a full-time income from the profit-share program on top of all the effective advertising!

3. My Advertising Pays is also an affiliate program and has a VERY generous commission structure that can become one of the biggest checks you get each month.

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See you  soon!
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Have you seen this video from Stone Evans yet?

Posted by on Jun 9, 2015 in Ezine, Home Business | Comments Off on Have you seen this video from Stone Evans yet?

Hi Subscriber and fellow  bloggers

I hope you are doing well.

I’ve got something I’d like you to look at. I posted a video recently in our forum that shows some details inside my M.A.P. account at:

In the video, I show how M.A.P. has produced $8,308.02 for me so far. I know that’s not a whole lot, but it’s just the beginning.

It’s 18 days later and my earnings as of right now are $12,721.61 which is $4,413.59 in those 18 days, or roughly $245 per day.

What’s significant about this is not the number, but the trajectory. This is passive income growing from profit share and residual referral commissions that is getting larger by the day.

On June 20th, I’m going to post another video update inside my account to show the rate of growth over a 30 day period.

Based on how this is working with PIPS, I expect to be at over $20k/month by December.

Again, I’ll keep you posted with video updates along the way, but I wanted to make sure you knew what was going on so you can make the most out of your PIPS affiliation. This is only 1 of the income streams in th PIPS system, but it’s really working well, and should not be overlooked. It’s much more than effective advertising.

I’m using the M.A.P. service itself to advertise PIPS and am now getting a steady stream of new referrals joining me in the other PIPS program as well, which is very exciting to me because that’s where some of my bigger income is generated.

All the details and steps on how I’m using this service are outlined in Day 6 of the 30 Days to Success guide here:

Everything starts by joining PIPS above!

– See you  at  the  top.


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MyAdvertisingPays Scam Alert!

Posted by on Jun 7, 2015 in Home Business | Comments Off on MyAdvertisingPays Scam Alert!

There are a lot of money making opportunities out there and an equal amount of money losing opportunities too.

My Advertising Pays works hard to not make the same mistakes as other online advertising sites that are here today and gone tomorrow. We know there are many companies out there that have disappeared with their members’ money. and we refuse to make the same mistakes.

One reason My Advertising Pays is different, is because their model isn’t dependent on new sign-ups to work. Although they encourage you to promote their service to your network and pay out profit shares every 20 minutes (not 30-days), their business is built on a real in-demand product that can survive on its own without a constant stream of new members.

Register Now to Start Earning Commissions

They had top engineers create our site to be user friendly and brilliant mathematicians designed our compensation plan to work where others fail.

A lot of time and effort went in to making My Advertising Pays a success for its members and creators. And they know that their long-term success is only possible if they keep you and  other members happy.

So you  are  in the  safe  hands….

Join in Now to Start Earning Commissions:


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Instant commission direct into your pocket

Posted by on Jun 3, 2015 in Ezine, Home Business | Comments Off on Instant commission direct into your pocket

Don’t you just hate it when you earn a commission from a website or affiliate system and you have to wait 30-days till you get your money?

Well, with Viral Marketing we don’t make you wait 30-days or even 10-days. our system pays you referral commissions instantly! That’s right, if you make a sale, you will earn a commission and will have access to it instantly, and if you participate in profit sharing, you’ll get paid every 20-minutes and you can have instant access to your cash through your e-wallet where you can transfer it straight to your bank account!

We know the secret to our success is keeping you happy and giving you access to your earned commissions as soon as you earn them. We want to give you every reason to spread the word about Viral Marketing so you can grow rich with us.

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It’s easy to start earning commissions and we give you pro marketing tools to help you get others to join directly below you. We also provide what every business owner is looking for. high-quality traffic of buyers (and not just looky looes) who can be red hot prospects for your business opportunity, product or service.

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If you need additional assistance, or would just like to tell us what you think or ways we can improve the Viral Marketing, feel free to contact us via our 24/7 support desk at



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