Home Business Ideas and Opportunities

Home Owenership, Is It A Must?


A third and final year social worker  student interviewed  me on the importance of owning a home. Below is a text of our  interviews.

In this interview, I will share with you the benefits/importance of owning a home.

I will break these benefits into  the following sub headings:

  • Universal dream for any many men and women in this age group
  • Future investment
  • Security and social gratification
  • Parenting
  • Incentive for educational achievement
  • Health and wellbeing motivator
  • Civic participation

Universal dream

Home ownership holds a special place in those aged between 35 and 45 group. Buying a home is a very important goal, it is a universal dream for any progressive and ambitious person, not only in this age group, but every person living on earth.


Owning a home is a big investment that people in middle age group make. In fact most of them strive to build/buy homes from their own savings without relying on mortgages from the banks in some countries. Owning a home here is even much easier because we have opportunities to borrow from the banks. This is viewed as a good debt, because it allows us to avoid paying what we call, “dead rent” to land lords and when you leave or die, you have nothing to leave for your children. This is why we are motivated to buy our own homes as we perceive it as a form of enforced saving which appreciates over time.

Security and social gratification

A material home represents a strong expression of security where one can boast of a piece of land with a garden as his own, to which one can withdraw, in which they can enjoy with their family, friends and into which a stranger can come against their will.

A home ownership provides with a sense of physical and emotional security and safety. Wherever you go, you can come back to a home, “home sweet home!” It’s a personal space for them! Owning a home gives you the power, achievement and control over your environment you live in. It gives you the sense of control and authority.

On the social gratification, home ownership provides   a sense of belonging and acceptance. People who do not have their own homes are viewed as lazy, homeless, unproductive and have no place in society. Therefore owning a home enhances the sense of connection with broader community. And this provides social stability, economic reliability and community assurance, individual aspiration for independence and future security.

Home ownership and parenting

A stable home environment provides a good parenting. It is a well-known fact that owning a home encourages parents get involved in school activities, for example there is a tendency of reading to children, there is control of children’s TV time and imparting good behaviours within the home and in the neighbourhood. This enhances positive children outcome!

Education and achievement

For example,When we migrated to New Zealand, our main motivation was to have our children receive a better education and be responsible for their future. So when buying a home, we look at the neighborhood if it can support and contribute to our children’s’ education. So we undertake a financial commitment to buy a house in a good area, free of crimes, violent behaviors and other vices. We also want to transfer financial commitment and behaviors to our children so that they will grow into responsible children in future.

With this in mind, home ownership provides good educational outcome for our children in that it reduces teenager pregnancies, bad behaviors because of the available quality of life maintained by home owners.

Health and well-being

People in this age group always look at homeownership as a special place for retirement. So we buy houses so that one day when we retire, we want to be in our own place which is familiar to us, where we feel in control of ourselves rather than being pushed by the land lords. As mentioned earlier on in this article, people develop relationships with their neighbors and government agencies, therefore want to be in a familiar environment where they know us and when we need help, it is readily available. This gives the peace of mind and enhances the health and well being status as opposed to renting a home in advanced age. There is no security and not possible to make modification.Zambians for example believe that it is more honorable to die in your own home than in a rental house. This gives Zambian the desire to buy their own homes.

Civic Participation

Owning a home provides people with the opportunity to get involved and participate in community activities such as, elections, neighborhood watch, garden competitions, and community projects. They develop group network where they exchange ideas and skills, hence building lasting interpersonal relationships.


Owning a home gives people individual autonomy; accumulate wealth and social status which in turn brings social, economic, family and civic outcomes.

Home ownership provides improved educational performance of children, encourages participation in civic and voluntary activities. It also enhances and improves health care outcomes.

Home ownership reduces crimes rates in communities and people become less dependency on welfare income from the government.

Home ownership comes with pride and sense of belonging in the community because there is financial stake in good neighborhood. Therefore, there are more social benefits in owning a house than renting one for life.

This may not apply to the young generation. Why?
They want to have freedom and not stay in one place until they retire.
Each individual has a choice…. where to live and with whom.

See you @ the top,
Charles Kaluwasha
24/7 Layers of Leadership
Ph : 260 243 5500

To be very clear … My success and results are not
average, because I am not average. Our team is
comprised of forward thinking, positive people who
aren’t afraid to do what it takes to live a life of
excellence. Does this sound like you too? Click here.


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If you’ve been around the industry for any amount of time, you’ve probably heard one of this myths.

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How to survive heart attack when alone

A friend sent me this message and I thought of  sharing it with you…

Please pause for 2 minutes and read this:

1. Let’s say it’s 7.25pm and you’re going home (alone of course) after an unusually hard day on the job.
2. You’re really tired, upset and frustrated.
3 Suddenly you start experiencing severe pain in your chest that starts to drag out into your arm and up in to your jaw. You are only about five km from the hospital nearest your home.
4. Unfortunately you don’t know if you’ll be able to make it that far.
5. You have been trained in CPR, but the guy who taught the course did not tell you how to perform it on yourself.


Since many people are alone when they suffer a heart attack without help, the person whose heart is beating improperly and who begins to feel faint, has only about 10 seconds left before losing consciousness.
However, these victims can help themselves by coughing repeatedly and very vigorously. A deep breath should be taken before each cough, and the cough must be deep and prolonged, as when producing sputum from deep inside the chest. A breath and a cough must be repeated about every two seconds without let-up until help arrives, or until the heart is felt to be beating normally again.

Deep breaths get oxygen into the lungs and coughing movements squeeze the heart and keep the blood circulating. The squeezing pressure on the heart also helps it regain normal rhythm. In this way, heart attack victims can get to a hospital.

Tell as many other people as possible about this. It could save their lives!!
A cardiologist says If everyone who gets this mail kindly sends it to 10 people, you can bet that we’ll save at least one life.
Rather than sending jokes, please… contribute by sharing this message which can save a person’s life.
If this message comes around you… more than once… please don’t get irritated… You should instead, be happy that you have many friends who care about you & keeps reminding you how to deal with a Heart attack.


How to calculate the remaining months of your life on this planet

Many of us don’t want to know the several months remaining to live an active life if we were blessed to live up to 84 years.
The ‘life time study’ helps you calculate the number of months remaining from today and plan for your family without regrets.

84 – (Your Current Age) = _______________
2. Take the # above and now multiply by 12 = ______________
3. Take line 2 and subtract from the amount of months you have been at
your current age: _______________.
4. The number above now signifies the amount of “Months” you have
left on this planet.

IMPORTANT: You MUST always ask yourself “What MUST happen in the
next (# above) months in my life, so that when I am on my deathbed I won’t
die with a heavy heart of regret that I just wasted this one gift called life and
it is too late to go back and change it”.

If you want to learn how to accelerate your potential and leave a legacy with no regrets, then register for the free webinar now


The rise of Ketones-the natural energy source for the body

Ketones are the fuel our bodies were designed to burn to run at an ideal level. Our ability to wake up and move, go to work,play hard and do it all again day after day comes from the foods we eat.

Until now,the scientific community has studied the benefits of the pure therapeutic ketones as well as the use of exogenous ketone bodies as an alternative human  energy source[Beth Douglass silcox]

When Pruvit CEO and Founder Brian Underwood began researching the incredible benefits of ketones as a real nutritional energy source, he knew this was the vehicle he was looking for that would improve countless lives in the world, and he knew there was nothing like it available to the average consumer.

Backed by U.S government-funded research and countless third-party scientist studies on the application of ketones as an alternative fuel source,KETO//OS was formulated as a supplement to the  consumer market in 2015[Hacked 2017 Editorial]

KETO//OS( Ketone Operating System) is not simply your typical weight loss product,energy supplement or appetite suppresant, but a real natural ketone energy source the human body prefers. Before KETO//OS was innovated, the only way for people to experience the many benefits of ketones was to essentially starve themselves or limit the intake of carbohydrate  intake to trigger off ketone production. Now you can take exogenous ketone to experience the many benefits of ketones  as documented by scientific  and research community(Schachter,2002):

  • Protect those with epilepsy from seizures and may have disease-modifying consequences and improved long term outcome.
  • Version of the ketogenic diet,enjoys mass-marked appeal  for those who want to lose weight by optimising your body to burn fat,supporting muscle preservation. More muscle means more fat burned.
  • Gives you the boost you need everyday
  • Provides an extra punch of blood sugar regulation and even delays the digestion and absorption of carbohydrates
  • One of the first thing many people notice when they begin drinking KETO//OS is mental clarity and increased ability to focus. This enhanced alertness helps people stay on tasks,think clearly and fully engaged.
  • KETO//OS helps support sustained energy that the body and brain prefers. People can, for the first time, be fueled by dual energy sources at the same time-glucose and ketones

You can learn from the happy users  on their Facebook PRUVIT community https://www.facebook.com/justpruvit/videos/1333822963399802/

Because of its popularity and the  many benefits it provides, people are calling this movement as KETO Movement.

Today in Perth, a Better Life Workshop is being held to sensitive the community about this  Pruvit ground-breaking product that is changing many lives, to meet Better health, Better energy and better financial status.

If you want to join this movement, sign up here to receive  more information, sent direct to your inbox straight away.

The way to make the most money online in the least possible time, is to sell products and services that are in high demand.

You simply put your site in front of people who already want to buythey’ll click your affiliate links and you make $$$. That’s what I help you do. 🙂

Looking forward to seeing in the Facebook community of the  PRUVERS


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