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A frozen bank account scenario

When you have a company cashing in  high ticket  per sale, expect some hiccups.

This has happened  to one of  my mentors, Mark Hoverson who’s  merchant  account was  frozen because  of cashing in high ticket value per  sale. Below is a snap short of an email  he  sent to his  renaissance  affiliates, reassuring them that they will be  paid  their  high ticket commissions. Further  down the line, Mark Hoverson tells  his  story on  how  he  started with  his travel membership club which has gain favor to holiday makers globally( a humble  beginning indeed!

The image in this email is a screenshot between of a text between myself and my merchant broker last week.
In short, my account was “froze” and unable to
receive money. (Hint: when new customers are trying to purchase, and affiliates are trying to sell, and they are getting “error” messages…it’s not really good for business).

But more on that later…

Maybe 8 or so years ago, my wife and I qualified for welfare…but through a bizarre lending market, we were able to get into a $170K house with a total of $500 I borrowed from my parents and literally not
one penny in savings.

The following month, the housing market busted.

The house value dropped to about $147K over the next 30-60 days. And I quickly realized I would have to foreclose on the house because I could barely make
the payment and “everybody” else was letting their house go into foreclosure in that neighborhood too.

I was just starting my business(literally from the public library because I could not afford a computer or internet access at my new house).

I had already let one month’s payment slip (it was a choice between food or the mortgage…I chose food).

Anyway, I somewhat proudly told one of my new buyers that I was going to let that house go into foreclosure because
there was no value in it anyway, and I felt a little tricked by the loan process…plus everyone else was doing it so what difference did it make? (HINT: this was the state of mind I was in at the time…it’s not too surprising that it led me to zero in savings, and the inability to pay my bills).

Moving on…

Get  the  big  picture

Get the big picture

After I told my new buyer my reason for letting the house go, he made a casual throw-away comment and just said, “Yeah,
everybody is letting their houses go right now…but hey, if you are going to scale your business someday, you are going to
need merchant accounts, and if you have a foreclosure on your record, you might not be able to scale the business very high
without terrible fees and penalties…IF they even give you one.”

So in that exact moment, I decided (with as much optimism as ignorance) that I would someday require really large merchant
accounts to take in millions of dollars for my worldwide enterprise.

So I scurried the money together, and made a double payment to get current on that piece of crap over-priced mortgage, and decided
I would keep my credit clean so I could someday build an internet empire.

After that decision, I promptly prepared a feast of Ramen noodles (the most luxurious food we had in the house).

Okay so back to the screenshot, the “high ticket” merchant account is for my travel product.

Here’s a micro-lesson in merchant accounts:

#1- Nowadays, places like Stripe & Paypal & other providers will give pretty much anybody a merchant account that allows people
to use credit cards to buy stuff.

#2- Most “beginner” merchant accounts give you a limit of about $40K/monthly they allow you to process.

#3- Once your business pops over $40K/monthly, the merchant provider usually does a little “audit” on the business to make sure it’s legally compliant and there are minimal complaints about your
products, and then they raise the limit to maybe $100K per month.

#4- But my “high ticket” merchant account falls into a slightly different category, because each transaction is $5000. Plus, it’s considered
“high risk” because the travel industry PLUS our one-tier affiliate program place it in the “make money with travel” category…so it’s reviewed with extra caution because there is a lot of shysters in the “make money”
space, and even more shysters who sell high ticket “travel clubs” that are just a smoke screen for a money game.

#5- So I recently told my merchant broker that I was going to start turning on sales for our travel club again.

#6- And after maybe 10 days of softly releasing our new offer, we had processed over $100K. This is usually good news.

#7- But, our merchant company (as a precaution) froze our intake of new sales while they re-audited our sales and marketing funnels, re-evaluated the financials of the company (they like to see
about 3 years of month by month bank statements), and re-check my personal credit-status and history blah blah blah.

#8- They do all this because once an account goes over $100K monthly, it falls into the “small business” category instead of the “independent business” category” (which is more like $40-100K monthly).

#9- We were on pace to do around $500K for the month, which jumps it into “medium business” status…thus, my account was frozen for a few days while they re-looked at everything.

#10- After about 3 days of standstill, they got back to me that I’m free to
process one million monthly without any further hassle. Once one million is
reached, they do another round of re-evaluations, and then up it to $2M and
so on and so on…I’ve done this song and dance a few times so I wasn’t
really worried about it.

#11- Here’s my point of this marathon email (maybe there is something of practical value you can take from it?).

FIRST- I believed in a bigger future…even when I was virtually hopeless (I could have let my house go into foreclosure, which would have affected my credit…and made it much more difficult to process the millions of dollars we have processed over the years).

SECOND- re-read the FIRST point…that’s all there is to it.

#12- To wrap up, the reality we live in RIGHT NOW is the residual of  our past thoughts and actions and intentions. Our today is because of our thoughts yesterday.

To cite a couple examples:

#1- Almost every product I’ve created, I designed to be ever-green (meaning, I’d be able to sell it for years and years to new buyers and it wouldn’t go out of style).

#2- When I purchased the travel club company, it had a $500K price tag, it drained me entirely to acquire it. Yet, I believed I’d be able to sell that product for years and years and years because the vendor who provides the trips has been around since 1986. I met with them to ensure they had a legacy-plan after the original founders died, etc. I wanted to set myself up for a long-term win.

Conclusion: toy with allowing your thoughts to go bigger, longer, and vision the ideal life and business you desire. Ask yourself, “What would make it inevitable that I get to wake up every morning to fresh money from continuity programs, and throughout the day see higher-ticket purchases roll in from a product that doesn’t require my personal service or time to fulfill…and that those products would be aligned with my heart’s desires…and that I’d be able to use the profits from those
businesses to spin off more ideas that are dormant in my heart…and when I meet my buyers…they give me a hug and thank me for selling them those products?”

That’s a mouthful of an idea. But ask yourself the bigger, better, deeper questions and see how it might raise your mindset.

Cheers to the future,
Mark Hoverson

This was a really  marathon  email,  but  it has great  value  and full of  wisdom.
If  you  apply the  steps outlined in his email, you will have a firm foundation for your  future. To get  more info on the high ticket value business, register for  a free  webinar  hosted every  week on Wednesday.

Renaissace Travel Passport Training

How would you like to be  paid  while you are  on holiday?

This is  possible with renaissance travel passport membership.

If you like  traveling the  world, you  have  the  opportunity  to  own this membership for  life  at a competitive joining fee for  life.

Depending on the level of  your  membership, you can have 10 weeks vacationing at a price less than Expedia  can offer.

Members can also  cash in thousands of dollars when they  help others  get  this  membership too. So it is  a win-win situation. Just  imagine getting paid, $3000, $5000 or more for  every  sale you make.

The community  also do train you how to make your  first  booking, from car rentals to  your flight and hotel or  resort anywhere in the  world.

Thousands of people  are registering for  renaissance  travel membership because there is saving  and  get  value  for  your  dollar. It is  good  to  have this  passport if you love taking your  family on holiday.

To  learn more  about  this luxury travel membership, register for  a free webinar here.




Don’t Ever Let Yourself Feel Desperate

Seriously whatever the original problem is, it is just going to be made much worse if you allow yourself to feel desperate. People get into all kinds of horrible situations because they feel desperate. You are not thinking straight or being at all logical when you are feeling desperate. So of course your emotions will always get you in trouble without being just a bit logical enough at least to have some common sense.

There is a good quote by a veteran homicide cop on television and he says something to the effect that what makes human beings so dangerous is their emotions. That is one end of the spectrum on what leads to senseless violence 100 times a day. People do not think even to the extent that they may consider if it would be worth it to go to prison for life just to prove some stupid point. Because their emotions are at work rather than their brain, not to even mention having a conscience which most criminuts don’t have.

Then the other end of the spectrum, all the way to romantic emotions. If you are desperate for someone to love, then you appear needy and that is not at all attractive to anyone normal. There is nothing wrong with being honest that you would like to be in a meaningful relationship; but if you act like you are going to die if you don’t find someone – anyone – it’s not much of a compliment. You have to be very careful what you ask for in this kind of situation.

‘By the same token if you are able to fool someone into having a relationship with you and you try to control every moment of someone’s life because of your needy insecurities, you are nothing but a loser. You are going to do nothing but drive that person away. Control your  emotions

When they can’t control or they are rejected they can’t stand it and they sometimes become extremely dangerous, even murderous.

You are not born a loser and no matter what unfortunate situations your life may have had, there is never an excuse to be a loser. There is never a reason to feel so desperate that you lose your common sense. So from whatever perspective you want to look at desperation it just doesn’t need to be a part of anyone’s life for any reason.

Always stay proud of your accomplishments no matter how small you believe them to be. It is an important enough issue that even if you have to be proud of something really insignificant like you didn’t burn the toast, then just do it. Conjure up something to make you feel good about yourself and so you will realize there is always a chance that things will improve. “God didn’t make no junk”.

Do not take a vacation until you watch this video report

Renaissance passport

Renaissance passport

If  you would like to  save money on your  vacation, this  video  will  teach you  how.

Many  people  spent far too  much money on vacation and  yet there are  many  ways  to save that  dollar for  your  kids.

This  video will really  teach you  many ways to go on  vacations 10  times in a year  without  breaking a bank.

My  wife  and  I  use this  service each  time we go on  vacation any where in the world. We pay 80% less the  public would pay at any 5 star resort or  hotel.

Get all the  details on this  important video.

If  you have  any questions, the following  link will provide you with all the  answers you  may  have.


Invisible Empire Secrets

In  the  ancient time, kings used  to  build their  empires with  a purpose, for  example, King Shaka  Zulu  built  his  empire  to concur  other  tribes and  make  them work  for  him. He  trained  young  men how  to  become so  effective in  their  battles. His  secrets  were using  the  horn formation-type of an attack. His  soldiers  had  no shoes. They had short  spears and a lighter shield, so that  they  can run  faster.

In today’s economy, you  need  to build your own empire in order  to  survive the  hardships  and  have  a better  lifestyle, free  from  money  slavery, unemployment and all those things  that worry you  most.

To  do  this you  must  have skills  and secrets of  how  you build  your empire. It  may  take  months, years and  centuries depending on  the  availability  of  resources. But  if you  want  to  build it faster and  without  stress, Mark Hoverson, the  adventure entrepreneur has all  the  resources  to make it  happen  for you and  build  your  INVISIBLE EMPIRE.

In this fast-paced training, Mark Hoverson reveals how to start and build your own personal INVISIBLE EMPIRE. See what NOT to do. See where others are making mistakes. See what marketing is working now, and what marketing isn’t. https://lnkd.in/eBfGk5B

So if  you  want  to  concur  poverty, beat your  competitors and let  everyone come to you  for advice, join this INVISIBLE EMPIRE today. Thousands of entrepreneurs  and ordinary people  like you are flocking  to this empire to get more  wisdom and build their  own online empires.

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